Although Zipcar insurance will change from state to state, here are the common coverages included in Zipcar’s insurance coverage: Zipcar provides insurance coverage for liability damage and injuries to you and anyone in your vehicle if the state requires it. What coverage does Zipcar insurance provide? And if you have full coverage auto insurance, then your collision and comprehensive may apply to the Zipcar too. If your provider does extend coverage to your rental, then your personal liability could be a lifesaver in the event of an at-fault accident where injuries and damages would have exceeded the minimum limit of the Zipcar insurance coverage. However, you’ll want to check with your insurance carrier to make sure. More than likely, your policy will extend coverage to your Zipcar. If you have your own auto insurance policy, then you may be in luck. Because of this, it doesn’t provide comprehensive or collision coverage to your rental.
Zipcar provides the legal minimum insurance coverage for its drivers. Having a membership is the only Zipcar requirement for insurance. Because most people who don’t own a car also don’t have car insurance, Zipcar automatically provides insurance for its members.
#Zipcar add driver to account drivers
Zipcar is designed for licensed drivers who don’t own a car. Does personal auto insurance cover Zipcar? We’ll walk through Zipcar insurance and how your personal auto insurance covers rental cars. Although Zipcar offers specialized insurance coverage for its rental cars, it may not be enough. Just like any other rental, you’re on the hook for damages to the Zipcar while it’s in use. After becoming a member, you can quickly reserve a car and pick it up from a designated location. Zipcar is a popular web-based rental car service available in U.S.
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